Exploring the future of payments and banking

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Sink or swim: What the profitability of neobanks means for incumbents

Sink or swim: What the profitability of neobanks means for incumbents

Traditional banks face a new dawn, in which they’re required to prove themselves as viable competition to more agile and innovative newcomers to the industry. Until recently, challenger banks such as Monzo and Revolut have faced criticism from more established players – and even the Bank of England. Despite enhanced customer service, faster decision-making, and… Read more…

Is the COVID-19 crisis the perfect catalyst for banks to change?

Is the COVID-19 crisis the perfect catalyst for banks to change?

The banking industry is one rife with competition. Not only are banks competing against their fellow incumbents, but they’re also at risk of losing chunks many of their revenue-generating products to new entrants. Banks, generally, aren’t known for their agility, but they do play a fundamental role in the modern economy, supporting businesses and consumers… Read more…

Apple looks to turn smartphones into payment terminals

Apple looks to turn smartphones into payment terminals

Silicon Valley continues its foray into payments last week, with Apple buying Canadian start-up, Mobeewave for $100m. The company, based in Montreal, builds software that allows smartphones to become payment terminals without any additional hardware or accessories and includes huge Android handset manufacturer, Samsung as an earlier investor. If rolled out, this would allow Apple… Read more…

Bank & FinTech Partnerships Supporting Small Businesses

Bank & FinTech Partnerships Supporting Small Businesses

At the moment, there’s an explosion of complexity in payments. Payments businesses have yet to solve that complexity for merchants. JONATHAN HUGHES, CO-FOUNDER, CEO POLLINATE HORIZONS. What is a FinTech Partnership? FinTech partnerships are allowing a mutual ground to benefit from each other’s strengths — this is the main factor as to how they differ… Read more…

Welcome to Horizons

Welcome to Horizons

Pollinate Horizons ensures that the Pollinate Group is not just focused on our current customers, partners, and delivery tasks. But instead making sure that Pollinate continues to focus on the horizon, identifying gaps in the market, regulatory tailwinds and assets that can accelerate growth in an accretive way. “Never look down to test the ground… Read more…

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