Exploring the future of payments and banking

Square has just announced its intent to spend more than the average bank’s annual revenue on a BNPL provider, Afterpay. Is this a one-off, or a trend to be aware of? Buy Now, Pay Later (BNPL) as a payment method has been making headlines for several years now – and gaining attention from both proponents and… Read more…

This week, Apple caused a stir for big tech and marketers as it announced its latest software update, iOS 14.5. The new update, as covered by WIRED, introduces Apple’s controls on the ways apps can track users, with consumers being asked to opt-in to allow apps they’ve downloaded to track their behaviour and activity, rather… Read more…

The story of the struggling artist is an old one and has been written into folklore. It depicts an individual who pours their heart and soul into their creative endeavours whether that be art, music, or writing. They generally receive little if any reward during life. And then upon death, their talents are discovered, and… Read more…

How payments and commerce providers are taking on the last defences of incumbent banks Commentators have been predicting the disruption of core banking for many years now, but the scale of incumbents’ distribution and the strength of their engagement with customers have acted as high barriers of defence, limiting any assault on the lending and… Read more…