Exploring the future of payments and banking

Find out more
Latest

Buy Now, Pay Later – What’s all the fuss, and how do banks respond?

Square has just announced its intent to spend more than the average bank’s annual revenue on a BNPL provider, Afterpay. Is this a one-off, or a trend to be aware of? Buy Now, Pay Later (BNPL) as a payment method has been making headlines for several years now – and gaining attention from both proponents and… Read more…

Buy Now, Pay Later – What’s all the fuss, and how do banks respond?

Is the COVID-19 crisis the perfect catalyst for banks to change?

The banking industry is one rife with competition. Not only are banks competing against their fellow incumbents, but they’re also at risk of losing chunks many of their revenue-generating products to new entrants. Banks, generally, aren’t known for their agility, but they do play a fundamental role in the modern economy, supporting businesses and consumers… Read more…

Is the COVID-19 crisis the perfect catalyst for banks to change?

Sink or swim: What the profitability of neobanks means for incumbents

Traditional banks face a new dawn, in which they’re required to prove themselves as viable competition to more agile and innovative newcomers to the industry. Until recently, challenger banks such as Monzo and Revolut have faced criticism from more established players – and even the Bank of England. Despite enhanced customer service, faster decision-making, and… Read more…

Sink or swim: What the profitability of neobanks means for incumbents

Three years since the launch of PSD2 – where is Open Banking now?

January of this year marked the three-year anniversary of Payment Services Directive 2 (PSD2), and while Open Banking is still arguably in its infancy, it’s proving to be an attractive opportunity for fintechs and banks to work in partnership. The fundamental benefits of Open Banking – improved customer experience, new revenue streams, and a sustainable… Read more…

Three years since the launch of PSD2 – where is Open Banking now?
Buy Now, Pay Later – What’s all the fuss, and how do banks respond?

Buy Now, Pay Later – What’s all the fuss, and how do banks respond?

Square has just announced its intent to spend more than the average bank’s annual revenue on a BNPL provider, Afterpay. Is this a one-off, or a trend to be aware of? Buy Now, Pay Later (BNPL) as a payment method has been making headlines for several years now – and gaining attention from both proponents and… Read more…

Post-pandemic in-store experiences need an ecommerce style makeover

Post-pandemic in-store experiences need an ecommerce style makeover

The future of high street retail has been in question for some time now, and the impact of COVID-19 is hastening its demise. Post-pandemic, its survival could depend on retailers delivering a blend of physical and digital experiences to keep customers coming through their doors.

Is the iOS 14.5 data privacy update the perfect time for banks to bite back?

Is the iOS 14.5 data privacy update the perfect time for banks to bite back?

This week, Apple caused a stir for big tech and marketers as it announced its latest software update, iOS 14.5. The new update, as covered by WIRED, introduces Apple’s controls on the ways apps can track users, with consumers being asked to opt-in to allow apps they’ve downloaded to track their behaviour and activity, rather… Read more…

Monetising digital creative assets using NFTs

Monetising digital creative assets using NFTs

The story of the struggling artist is an old one and has been written into folklore. It depicts an individual who pours their heart and soul into their creative endeavours whether that be art, music, or writing. They generally receive little if any reward during life. And then upon death, their talents are discovered, and… Read more…

The New Burning Platform for Banks

The New Burning Platform for Banks

How payments and commerce providers are taking on the last defences of incumbent banks Commentators have been predicting the disruption of core banking for many years now, but the scale of incumbents’ distribution and the strength of their engagement with customers have acted as high barriers of defence, limiting any assault on the lending and… Read more…

Open Banking – How can banks and merchants take advantage of a cost-effective alternative to card schemes?

Open Banking – How can banks and merchants take advantage of a cost-effective alternative to card schemes?

Most retailers accept card payments, but, while convenient for the consumer, it can be costly for the merchant. From interchange fees to the risk of chargebacks due to fraud, many merchants are having to shoulder the financial burden of offering card payments to their customers when Open Banking payments can be just as convenient as… Read more…

1 2 3
Close