Our solution is driven by a powerful data/decisioning engine, enabling compelling experiences for SME customers and consumers. We are working with ambitious banks and partners around the world to fast become a global industry leader.
…the ability to serve businesses more cost effectively than ever before, deliver amazing experiences and realise the potential value of their data
…the ability to take and manage payments, manage and grow their business and access multiple services in one place – all from their bank
…a better, more personalized experience from their local merchants, rewards and offers usually only possible from large retailers, and an easy way to support local businesses
The Pollinate Data Platform works with any underlying infrastructure to ingest and transform multiple data sets from your bank and third parties – unlocking the power of your data and powering valuable digital products
Bank, issuer and acquirer data securely ingested from multiple data sources
From overnight batch to real-time feeds, our data platform consumes data in most common formats
Cloud platform hosted in-region of the bank to facilitate local regulatory compliance
Built to comply with GDPR and other local data regulation requirements using tokenisation, obfuscation and segmentation
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Our expertise is in the user experience and the data flows. Our “happy path” gives a quote in 90 seconds and 5 minutes to sign up.
Our journey allows necessary checks (e.g., AML, Credit Risk) through APIs. These checks can be customized based on bank requirements
A library of configurable components that can be used by our banks to assemble personalised onboarding journeys
Customers can enjoy digital onboarding, with manual processes still running in the back end. Alternatively, a deeper integration allows customers to switch between digital and assisted journeys, and automatically onboard customers.
Inbuilt user roles allowing admins to define access and privileges for staff
Give your SMEs access to the depth of data usually only available to large retailers
ATV trends, revenue trends, historical comparisons
Integrating issuing data to understand customer demographics, attitudes and travel patters
A payment-linked loyalty platform, enabling merchants to create, publish and manage offers and rewards for their customers and prospective customers, without the need for additional hardware or separate software programmes.
With interchange regulated in many markets, reward schemes from issuers are in decline. Our platform enables merchants to control and fund their own rewards for their customers
Built to make redemption easier for merchants and customers by leveraging a well-understood mobile loyalty mechanic with time-based expiry on screen.
Using the power of bank data to close the loop
between merchants and consumers – delivered to consumers through a mobile app and (for banks that can) through the mobile banking app
Non-invasive, with bank grade security, and designed to be able to ingest any type of data feed, the Pollinate Data Engine can be used to provide a range of white-labelled product experiences for SMEs — or simply output API feeds to integrate into your current solutions.
Simply connect the data APIs we supply and add to your existing IT estate.
Deploy our configurable front end experience
Work with us (or your own designers) to create your own front end to meet your specific requirements